Credit cards & expense tools for startups — no credit needed

Get approved - issue virtual cards, and manage spending with zero hassle—even for early-stage startups

Corporate cards

Top corporate cards & spend controls for startups (2025)

Your account has been
created successfully

For early-stage startups

For early-stage startups

For early-stage startups

Instant approval • No personal credit check • $0 fee

Recurring monthly limit

5 000 $

•• 4812

ATM withdrawals

Online payments

Corporate cards

Corporate cards

Corporate cards

Virtual cards • EIN&SSN signup • Real-time spend limits

5 000 $

Monthly limit

ACTIVE

Budget members

+5

Scalable expense tools

Scalable expense tools

Scalable expense tools

Team cards • Customizable budgets • API integrations & export

Centralize spend on one intuitive platform

Centralize spend on one intuitive platform

A dedicated manager to guide you from the very beginning.

Startup-friendly corporate cards solution that just works

Earn up to 1.5% unlimited cashback

Up to 1.5% flat cashback on all purchases • No categories, no spending limits • Automated cashback—no forms, no friction. Startup expenses? Get paid back for all of them. From SaaS tools to office coffee, your startup earns every time you spend.

Earn up to 1.5% unlimited cashback

Up to 1.5% flat cashback on all purchases • No categories, no spending limits • Automated cashback—no forms, no friction. Startup expenses? Get paid back for all of them. From SaaS tools to office coffee, your startup earns every time you spend.

Earn up to 1.5% unlimited cashback

Up to 1.5% flat cashback on all purchases • No categories, no spending limits • Automated cashback—no forms, no friction. Startup expenses? Get paid back for all of them. From SaaS tools to office coffee, your startup earns every time you spend.

Simple pricing. No fees unless you use it.

Startup banking should be like good code: clean, readable, and no surprises. You only pay when you actively use the product. • $0 monthly fees • No inactivity or maintenance charges • No fine print or hidden clauses

Simple pricing. No fees unless you use it.

Startup banking should be like good code: clean, readable, and no surprises. You only pay when you actively use the product. • $0 monthly fees • No inactivity or maintenance charges • No fine print or hidden clauses

Simple pricing. No fees unless you use it.

Startup banking should be like good code: clean, readable, and no surprises. You only pay when you actively use the product. • $0 monthly fees • No inactivity or maintenance charges • No fine print or hidden clauses

Get account with just an EIN and SSN.

Your startup doesn’t have time to wait. Our onboarding takes less than 24 hours—no paperwork, no calls. • Only EIN and SSN required • Fully digital onboarding • Account ready in 1 business day

Get account with just an EIN and SSN.

Your startup doesn’t have time to wait. Our onboarding takes less than 24 hours—no paperwork, no calls. • Only EIN and SSN required • Fully digital onboarding • Account ready in 1 business day

Get account with just an EIN and SSN.

Your startup doesn’t have time to wait. Our onboarding takes less than 24 hours—no paperwork, no calls. • Only EIN and SSN required • Fully digital onboarding • Account ready in 1 business day

Approval Requirements

EIN + basic business info

EIN + basic business info

For account setup and card issuance

For account setup and card issuance

SSN

SSN

For identity verification — soft check only

For identity verification — soft check only

No personal credit checks. No long paperwork.
Just simple, fast access to card issuing and expense tools built for startups.

Trusted by 10,000+ Founders

Axiona has dramatically improved how we handle our marketing budgets. The ability to issue unlimited virtual cards enables us to assign dedicated budgets to each of our Facebook and Google campaigns with ease. This level of control has not only simplified internal processes but also boosted our return on investment. The cashback feature is a great perk that lets us reinvest more into growth. Throughout the setup and beyond, our personal account manager has been a great asset — responsive, proactive, and fully aligned with our business needs.

Fedor Z., CEO at Vizbl Inc

Axiona has dramatically improved how we handle our marketing budgets. The ability to issue unlimited virtual cards enables us to assign dedicated budgets to each of our Facebook and Google campaigns with ease. This level of control has not only simplified internal processes but also boosted our return on investment. The cashback feature is a great perk that lets us reinvest more into growth. Throughout the setup and beyond, our personal account manager has been a great asset — responsive, proactive, and fully aligned with our business needs.

Alexey S., CEO at Marketcall

Startup Financing Questions

Startup Financing Questions

Startup Financing Questions

What do I need to open a business account?

What do I need to open a business account?

What do I need to open a business account?

How fast can I start issuing corporate cards?

How fast can I start issuing corporate cards?

How fast can I start issuing corporate cards?

What types of purchases earn cashback?

What types of purchases earn cashback?

What types of purchases earn cashback?

Is my startup eligible?

Is my startup eligible?

Is my startup eligible?

Are there any hidden fees or charges?

Are there any hidden fees or charges?

Are there any hidden fees or charges?

Not finding what you are looking for?

Not finding what you are looking for?

Axiona US: 1603 Capitol Avenue, Suite 413A 3404, Cheyenne, WY 82001. US

Axiona US: 1603 Capitol Avenue, Suite 413A 3404, Cheyenne, WY 82001. US